News & Análises

FinCEN's April 2026 Notice of Proposed Rulemaking would fundamentally reshape Bank Secrecy Act programs, shifting supervisory focus from box-checking to demonstrable risk management. Comments close June 9, 2026.

FinCEN and OFAC jointly proposed the first comprehensive AML/CFT and sanctions framework for permitted payment stablecoin issuers — and explicitly recognize AI-based monitoring as a mitigating factor.

The new Anti-Money Laundering Authority is now active in Frankfurt, with direct supervision of 40 high-risk cross-border institutions starting in 2028 and the EU AML Regulation applying from July 10, 2027.

ESMA confirms the EU-wide MiCA grandfathering window closes July 1, 2026. After that date, any crypto-asset service provider without CASP authorization must stop EU operations.

From October 9, 2025 every Eurozone PSP must perform IBAN-name verification on credit transfers under the Instant Payments Regulation. We unpack the fuzzy-matching tradeoffs and what comes next for non-Eurozone PSPs by 2027.

The UAE's new AML law elevates proliferation financing to a standalone offense, and the Central Bank's April 2026 guidance pushes licensed financial institutions toward real-time monitoring and dynamic, risk-based CDD.

The Saudi Central Bank's new Counter-Fraud Fundamental Requirements Framework replaces the 2017 rules, mandating a senior-led governance committee and maturity-based anti-fraud programs across the finance sector.

A practical look at the 2026 NACHA ACH fraud-monitoring requirements and how institutions can prepare to stay compliant and secure.